The Loan Process

Each group (usually made up of 5-10people) meets to sign their contract and agree to a loan repayment schedule.
Most groups meet once a week.

Each group appoints a President and Secretary.
This allows the women (and men) to take on the responsibility of management within the group,
it also provides stability in the chance of complications that may arise thoughout the loan duration.

Each borrower, along with paying their interest and loan payment each week, is required
to save a portion of their income in the group pot. This money is later returned
when the loan contract has reached its completion. It invokes a sense of great accomplishment
to have money to spare at the end of paying off one of these large loans.